Savings and Banking with Allstate Bank

Deposit Accounts
Allstate Bank, Member FDIC, offers FDIC-insured certificates of deposit (CDs), high yield savings accounts, money market accounts, checking accounts and state of the art online access to your funds 24 hours a day, 7 days a week to help you meet both your day-to-day banking needs and long-term savings goals.
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Loan Products
Whether you need to find a mortgage, home equity loan, or cash for college, or a well earned vacation, Allstate Bank offers mortgages and home equity loans that make your life easier.

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Deposit Accounts

Certificates of Deposits (CDs)

If you don't need immediate access to your funds, you can benefit from Allstate Bank's Certificate of Deposit (CD) interest rates. Allstate Bank also offers Traditional and Roth IRA CDs to help you get the most out of your retirement money. An IRA CD ¹ offers the same benefits of our regular CDs, but unlike a regular CD, it also has tax benefits. For example, in a Traditional IRA, your money grows tax-deferred, and in a Roth IRA it grows tax-free.


	CD Maturities	30 days, 90 days, 6 months**, 1 year, 2 years, 3 years, and 5 years
	Interest	Compounded daily, credited monthly
	Renewal	Automatically, if you like, and we give you a 14-day grace period to change the terms or add more money.

High Yield Savings Accounts

Allstate Bank offers a high yield Savings account with flexible and convenient servicing features.


	Minimum to Open	$100
	Fees	$4 if your monthly average daily balance falls below $500
	ATM Card	Free, with up to $5 per month automatic reimbursement on ATM fees charged by other banks
	Withdrawals	Up to six (6) pre-authorized withdrawals per calendar month; Unlimited ATM withdrawals

Insured Money Market and Checking Accounts

Allstate Bank also offers Insured Money Market accounts and three Checking accounts to provide you with flexibility and low fees.

Online External Transfers

Allstate Bank provides you the ability to move funds to or from your Allstate Bank savings, checking, or money market account and an account at your local financial institution for free.

In addition, this functionality allows you to set up an ongoing savings program for as long as you want.

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Loan Products

First Mortgages

Allstate Bank can help you find the perfect mortgage in no time at all. If you are buying a new home or looking to refinance your current home, the Allstate Bank Mortgage Center can help. We offer Fixed, Adjustable-Rate, and Balloon mortgages with a guarantee:

Same-day loan decision, or we'll pay you $250

We'll beat any lender's price (rates and closing costs), or pay you $500²

We'll meet your closing date, or reduce your rate by 1/8 of one percent for the life of your loan³

Home Equity Loans, Lines of Credit

Our home equity products can help you turn the equity in your home into that kitchen you've always dreamed about, help consolidate debt, finance a child's education, or purchase a car - the possibilities are endless.

Same-day loan decision or we'll pay you $100

Borrow against the line as you need it

Make low-interest-only monthly payments

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* Please see the disclaimers below.

¹ Certain tax restrictions apply to IRAs. Please consult with a tax advisor as to how these restrictions apply to you.

** Not available for IRA CDs

² You must provide a complete, system-generated Good Faith Estimate, listing a specific lender's name that is dated the same day as the rate quoted by Allstate Bank Mortgage Services. If such a Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package for the same loan program that is offered by Allstate Bank, and we have verified the accuracy of the rate and fees listed, then we will have the option of beating that lender's total loan costs by $100, or pay you $500 ($750 for loans to be secured by properties in California) when you close with that lender and provide us with a copy of the signed Note and Final HUD-1 Settlement Statement. Such payments may be taxable and subject to information reporting. Please consult with a tax advisor for specific information.

³ For approved conventional and jumbo loan purchases only using our closing agent. Not applicable for refinances.