You can't know where you're going until you know where you've been. That works for road trips, money issues, and just about everything else. If you haven't done it already, it will help to look at what's happening with your finances right now.
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When was the last time you thought about what you want out of life? Daily life is often just too busy—and the demands of work, children, and everything else make it hard to get through the week. Try taking a few minutes to imagine your life 10 years from now. What's it like?
Only you can decide what your goals are. Once you do, the exciting (and sometimes scary) part can begin. Take that first baby step today, and you'll get there tomorrow.
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How to Make a Plan You Can Stick to
Whether you're trying to get out of debt, save for retirement, or accomplish any other financial goal, you need a plan—but it can't be just any plan. If it doesn't work for you, it simply won't work. Read More
8 Ways to Stay Motivated
Chances are it will take years to make your financial dreams a reality. What will you do in the meantime, when things go wrong or you just have a bad day? Read More
How You Can Create a Retirement Savings Plan That Works for You
These days, retirement lasts longer than ever before. While our parents' generation might have spent 10 to 15 years relaxing on the front porch, today's retirees are enjoying retired life for 20 or 30 years—or more. Read More
Is All Debt Bad?
If you're an American adult, chances are you have some sort of debt. As a nation, we had $2.46 trillion of debt as of June 2007. And that doesn't include mortgages. Read More
6 Reasons Not to Wait Another Minute
Every financial goal is different, but working toward them often feels the same. You might feel a pinch in your budget, the inconvenience of having less money at your disposal. If your plan is realistic, though, you can expect to see great results just by sticking with it. Read More

Wouldn't it be nice if you could put everything on hold while you tackle one problem head-on, like saving for your kids' college education?
Of course, life doesn't work that way. We're usually forced to make a choice between goals, knowing that it's an imperfect decision in an imperfect situation. Here are some ways to think about choices you might be facing.
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