Cancer Insurance

No one should have to recover from debt while they recover from cancer. With cancer insurance, you can rest easy knowing it will take care of many of the bills and expenses that your primary health insurance doesn’t.

What It Covers

The name says it all. If you’re diagnosed with cancer, your finances can get a much-needed boost on top of the pay-out from your primary health insurance coverage. You can use cancer insurance to help pay for:

• Doctor bills
• Hospital expenses
• Prescription drugs
• Indirect costs, like transportation, child care, and living expenses

You can also add optional intensive care unit (ICU) coverage.

Why It's a Good Idea

Treating a serious illness like cancer is serious business, and unfortunately, the costs add up faster than you might imagine. Cancer insurance gives you one less thing to worry about.

Cancer insurance offers a number of advantages:

• It’s available for individuals and families.
• You get to choose the level of benefits.
• The first time cancer occurs, you receive a lump-sum payment.
• The benefits cover both in-patient and out-patient expenses.
• The coverage is renewable for life.
• After 25 years with no claims, you could be eligible to have the premium payments refunded to you.
• You can add optional coverage for stays in the hospital’s intensive care unit (ICU).

Factors to Consider

Here are a few questions to ask yourself if you and your family are considering cancer insurance:

• Do you have a family history of cancer?
• Are there other factors that put you at risk?
• What benefits does your primary health insurance offer?